Never forget another
bill.EMI.subscription.recharge.school fee.renewal.lent ₹500.
LifeLedger is a private little brain for life admin: every bill, EMI, subscription, school fee and borrowed ₹500 — remembered, watched and reminded. It reads your statements on your device, learns your merchants, and tells you each morning exactly what matters.
Sign in with Google, or skip and use it as a guest — your data never leaves this browser either way.
// one board, every kind of “don't forget”
Five screens. Zero spreadsheets.
Good morning, Sumit.
Electricity ₹1,430 due tomorrow. Car EMI ₹12,400 in 5 days.
Rahul owes you ₹2,000 — due back Friday.
₹22,196 spent — 37% of your budget. Food is up 18%.
12/05 NETFLIX.COM 649.00 14/05 UPI-SWIGGY-8821 412.00 19/05 CAR LOAN EMI 014/036 12,400 Small app. Surprisingly observant.
Statement import
Paste rows or upload your bank CSV — parsed on-device in a second.
Recurring radar
Spots charges that repeat and offers to track them as dues.
Real EMI tracking
14/36 paid, principal left, retires itself on the last installment.
Lent & borrowed
A clean khata of who owes you and whom you owe, with due dates.
Calendar reminders
One click exports every due to your own calendar with alarms.
Learns you
Fix a category once — it remembers that merchant forever.
Budget watch
A monthly budget bar and a briefing that tells you where you stand.
100% private
No bank linking, no account required, nothing ever uploaded.
The anti-surveillance money tracker.
Most trackers want your bank credentials, hold your history on their servers, and monetize the view. This one is built the opposite way — it cannot see, lose, or sell your data, because it never has it.
No bank linking, ever
You paste or upload only what you choose. Statements are parsed on your device — the board even works offline.
Yours to keep
Everything lives in this browser. One-file backup whenever you like, restore anywhere, wipe in one click.
Reminders you own
Dues export to a standard calendar file, so alerts come from your own phone — not from a service that can shut down.
Everyone has a money-admin tab open in their head.
This closes it — whatever your month looks like.
Students
Streaming splits, hostel rent, course fees, exam-form deadlines.
Working professionals
Card bills, SIPs, AI plans, subscriptions you forgot you pay for.
Homemakers
Electricity, gas, school fees, groceries, help salaries — the whole household.
Business owners
Vendor payments, GST dates, license renewals, shop rent.
Teachers
Tuition cycles, professional renewals, family EMIs in one calm list.
Gig & daily-wage workers
Recharges, loan installments, chit payments — no bank login needed.
Fair questions, straight answers.
Where is my data stored?
On your device, in this browser, full stop. There is no money-data database and no upload — the board works with your internet off. Download a one-file backup anytime, restore it anywhere, or wipe everything in one click.
Do I have to link my bank account?
Never. Bank-linked trackers need your credentials and put your history on someone else’s servers. Here you stay in control: type a due in, or paste rows from any statement (or upload the CSV your bank exports) and they are read on your device.
Why is there a Google sign-in then?
Identity only. It greets you by name and keeps your board separate from other people using the same computer. Your ledger never leaves the browser either way — and a guest mode is one click below the sign-in button.
How do the reminders actually reach me?
Two ways. The board shows due, due-soon and overdue every time you open it. And one click exports every due date — bills, EMIs, even money friends owe you — to a standard calendar file: your phone’s own calendar then alarms you the day before, forever.
Can it track EMIs and loans properly?
Yes — an EMI knows its installment count. Mark months paid (or import the payment) and it advances 15/36 → 16/36, shows the principal still left, and retires itself when the loan ends.
Can it track money I lent to friends?
Yes — the People tab is a simple khata: “Rahul owes me ₹2,000, due Friday” or “I owe Papa ₹5,000.” Due-backs show up in your briefing and in the calendar export, and one tap settles them.
Is it really free?
Yes. The whole tool runs in your browser, so it costs nothing to operate and there is nothing to upsell — no premium tier, no card, no ads, no selling your data (we never have it).
Sixty seconds to your first reminder.
Sign in, add one due (or paste a statement), export to your calendar. Done — it remembers from here.
Built by Sumit — the engineer who automates this kind of drudgery for companies all day. See the studio →